Safe Withdrawal Rate Estimator
Simulate portfolio longevity through historical market sequence cycles.
Calculator Inputs
$
$
6%
1%12%
2.5%
0%8%
30years
10years50years
Withdrawal Rate0%
Annual Withdrawal$0
Years Portfolio Lasts--
Total Withdrawn$0
Portfolio Depletion Over Time
Portfolio BalanceAnnual Withdrawal
SWR Insights
What the 4% rule means for you.
The 4% Rule
The traditional 4% rule suggests withdrawing 4% of your portfolio annually for a 30-year retirement.
Inflation Impact
Inflation increases your withdrawal needs each year to maintain purchasing power.
Year-by-Year Breakdown
Portfolio balance and withdrawal history.
| Year | Balance | Withdrawal |
|---|
Next Steps
Continue your financial journey with these recommended tools and guides.
FIRE Number Calculator
Calculate your Financial Independence, Retire Early (FIRE) number and timeline.
Next Calculator