Calnino
Calnino

Safe Withdrawal Rate Estimator

Simulate portfolio longevity through historical market sequence cycles.

Calculator Inputs

$
$
6%
1%12%
2.5%
0%8%
30years
10years50years
Withdrawal Rate0
Annual Withdrawal0
Years Portfolio Lasts0
Total Withdrawn0

Portfolio Depletion Over Time

Portfolio BalanceAnnual Withdrawal
100%50%0%StartMidwayEnd

SWR Insights

What the 4% rule means for you.

The 4% Rule

The traditional 4% rule suggests withdrawing 4% of your portfolio annually for a 30-year retirement.

Inflation Impact

Inflation increases your withdrawal needs each year to maintain purchasing power.

Year-by-Year Breakdown

Portfolio balance and withdrawal history.

YearBalanceWithdrawal

Next Steps

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FIRE Number Calculator

Calculate your Financial Independence, Retire Early (FIRE) number and timeline.

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